Criminals commit identity theft by stealing your personal information. This is often done by taking documents from your rubbish or by making contact with you and pretending to be from a legitimate organisation. Criminals sometimes use the identities of deceased persons to commit fraud, which can be very distressing for those close to the deceased.
The following websites offer deceased person mail preference services and provide further information on this issue:. The credit reference agencies provide a free victims of fraud service for anyone who has had their personal details used fraudulently. Importantly, the credit reference agencies liaise with each other, and the banks, to restore compromised personal credit records. The service can be accessed by contacting Experian, Equifax or Callcredit by using the contact details below:.
You are here Home. Identity fraud and identity theft. Identity fraud Identity fraud can be described as the use of that stolen identity in criminal activity to obtain goods or services by deception. Fraudsters can use your identity details to: Obtain credit cards, loans and state benefits.
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Order goods in your name. Take over your existing accounts.
Identity theft - Wikipedia
Take out mobile phone contracts. Obtain genuine documents such as passports and driving licences in your name. But using that identity for any of the above activities does. If you receive an unsolicited email or phone call from what appears to be your bank or building society asking for your security details, never reveal your full password, login details or account numbers. Be aware that a bank will never ask for your PIN or for a whole security number or password.
If you are concerned about the source of a call, wait five minutes and call your bank from a different telephone making sure there is a dialling tone. Check your statements carefully and report anything suspicious to the bank or financial service provider concerned. If you move house, ask Royal Mail to redirect your post for at least a year. These credit reference agencies offer a credit report checking service to alert you to any key changes on your credit file that could indicate potential fraudulent activity: Your bank will then be responsible for investigating the issue and they will report any case of criminal activity to the police.
The police will then record your case and decide whether to carry out follow-up investigations. Depending on their advice, you should then alert your local police force. One difference in Microsoft's cloud infrastructure design may have contributed to the extended outage this week in an Azure The programme will help the authorities identify cyber blind spots and benchmark its defences against skilled hackers.
Danske bank improves its anti money laundering software, utilising artificial intelligence and machine learning. Home Data breaches Network security identity theft. Steps to take for identity theft.
What personal information might criminals take?
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